Analisis Perbandingan Kinerja Keuangan Perbankan di ASEAN Dengan Metode RGEC

Shellin Theja; Safriansyah .; Henny Septiana Amalia

Analisis Perbandingan Kinerja Keuangan Perbankan di ASEAN Dengan Metode RGEC

Shellin Theja, Safriansyah ., Henny Septiana Amalia

Abstract

This study aims to analyze and compare the financial performance of banks from one country to other countries in ASEAN using the RGEC method. In particular, the countries of Indonesia, Malaysia, Thailand and Singapore were compared one by one to find out whether the two countries had significant differences or not. The sample selection was chosen according to the amount of assets owned in ASEAN. The analysis was carried out by taking three banks from 2017-2019 representing each country until the total sampling was 36 samples. The research hypothesis was tested by using normality test and different test (Independent sample t-test). The results of the study indicate that the banking sector of the four ASEAN countries has significant differences in the five ratio indicators. It can be seen from the sig(2-tailed) value on the NPL, LDR, ROA, NIM and CAR indicators which are less than 0.05.

Keywords

Financial performance, ASEAN banking, RGEC method, Independent sample t-test

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